Investment Analyst (Graduate & Exp.) at Lidya Global

Lidya is the future of finance for small-scale businesses in leading edge and developing markets. Their goal is to assist great business owners get financing and develop a credit score via an easy and encouraging lending system. Lidya presently operates in Nigeria where more than 100,000 businesses have registered for its service and is funded by Omidyar Network, Newid Capital, Accion, Bamboo Capital and Alitheia Capital. The firm has raised almost $10m USD in venture capital and has teams all over Lagos (Nigeria), Porto (Portugal) and New York (USA). They are hiring to fill the following positions described below.

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Job Title: Investment Analyst

Location: Lagos

Job Description

  • Close the $5 trillion SME Credit Gap in fast-growing economies!. We are looking for adventurers who want to make a difference in the fastest growing economies in the world.
  • Lidya is expanding its activities. To contribute to our growth, we are looking for a strategic and experienced Investment Analyst to become a member of our team. Your work will help to grow our loan book and inform smarter, faster credit decisioning and superior portfolio management. You will be a driving force in helping Lidya quickly scale to millions of loans with minimal losses and exceptional returns. This is a perfect opportunity to participate in an entrepreneurial adventure that will revolutionize business in Africa, Europe and beyond.

Key Duties and Responsibilities

  • Client Engagement: Manage existing client engagements, appraisal of customer loan applications, and approval or rejection of applications within agreed timelines and loan limits. Reach out to customer leads through cold calling and establish, develop and maintain positive new client relationships.
  • Loan Portfolio Growth: Achieve agreed upon commercial targets and outcomes on a monthly basis.
  • Assist the assessment, authorization and endorsement of loans granted to customers by authentication of KYC documentation presented for all credit applications and suitability evaluations as required by the Lidya and regulators.


  • 1 to 4 years+ of experience (preferably commercial) working with an Investment Bank, Commercial Bank, Management Consulting Firm or in a Business Development Role (with experience in the financial services sector a plus).
  • Excellent selling, communication and negotiation skills with a working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
  • Bachelor’s degree in Finance, Accounting, Mathematics, Management or a related Business discipline.
  • Highly motivated and target driven with a demonstrated experience with managing day to day aspects of client relationships and projects including considerable experience meeting commercial milestones (i.e. achieving revenue or profit targets).
  • Outstanding customer engagement skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
  • Prioritizing, time management and organizational skills with the ability to work in a goal oriented environment where you will be evaluated on your KPIs.
  • High attention to detail and strong analytical skills including the ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.

Our Offer!

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  • Competitive salary and workplace benefits.
  • An unparalleled personal and professional growth as our longer-term objective is to train the next generation of leaders for country-changing ventures.

Application Closing Date


How to Apply for Investment Analyst (Graduate & Exp.) at Lidya Global

Interested and suitably qualified individuals should: Click here to apply online

Note: Lidya is an equal opportunity employer. We strongly believe that diverse and inclusive teams make better decisions and work more effectively to make a positive impact for all employees.

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